Job Information
Oracle Funding & Risk Mgmt Analyst (Credit Analyst II) in Philippines
Job Description
Summary Statement:
Oracle Financing provides payment solutions to help customers acquire Oracle products and services. The Funding and Risk Management Analyst’s primary responsibilities are to review, evaluate, and provide written analysis of transactions with end-users to arrive at accurate risk ratings, provide approvals within delegated credit authority, and provide transaction structuring and pricing support to Oracle Financing sales. The analyst will be proficient in conducting due diligence calls with the CFO of privately held companies including venture-funded companies, acquiring all required information during the calls. Analysis, risk ratings, and decisions must be consistent with the financial institution market so that transactions are liquid. The Analyst will utilapplyize leading credit analysis tools in order to ensure the analysis and recommendations are accurate. Further, closed transactions will be syndicated to bank partners, and the analyst needs to be able to explain and support each transaction to the appropriate funding source. The Analyst should have the ability to handle several tasks, work independently with little mentorship or supervision, and provide adaptable support to the OFD sales organization.
Responsibilities:
Prepare written credit risk analysis in accordance with OFD Credit Policies and SOX requirements
Conduct due diligence in a professional, detailed, and timely manner
Identify transaction strengths, risks, and mitigants and assign accurate risk rating to the active customer legal entity and transaction
Perform in an adaptable manner while controlling risks
Participate in projects as requested
Acquire information related to financial condition and performance, operations, management, competition, and industry economics
Work with funding sources to ensure funding liquidity once transaction has closed, for Oracle products and services
Build and maintain neat and orderly credit files
Requirements:
Excellent written and oral communication skills
Excellent quantitative and analytical skills
Ability to prioritize conflicting deadlines for deliverables and customer issues
Ability to make independent decisions
Intermediate level of software (Word, Excel, and PowerPoint)
Ability to perform advanced financial and ratio analysis
Ability to think analytically and problem solve
Ability to provide appropriate structures and negotiate terms
Qualifications:
2-5 years of work experience in trade credit or credit underwriting.
Work experience in leasing/financing with a bank, leasing company, captive finance company in a credit underwriting environment
Bachelor's Degree or equivalent experience in Finance or Accounting, MBA preferred
Relevant coursework includes Economics, Corporate Finance, Accounting, and Financial Accounting
Work Shift: 8am-5pm in California PST (equivalent to 11pm - 8am in Manila)
Career Level - IC2
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Disclaimer:
Oracle is an Equal Employment Opportunity Employer*. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability and protected veterans’ status, or any other characteristic protected by law. Oracle will consider for employment qualified applicants with arrest and conviction records pursuant to applicable law.
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